Brightside Financial

Introduction to: Estate Planning

  • Estate planning involves determining how an individual’s assets will be preserved, managed, and distributed after death or in the event they become incapacitated.
  • Estate planning tasks include making a will, setting up trusts and/or making charitable donations to limit estate taxes, naming an executor and beneficiaries, and setting up funeral arrangements.
  • A will is a legal document that provides instructions on how an individual’s property and custody of minor children (if any) should be handled after death.
  • Various strategies can be used to limit taxes on an estate, from creating trusts to making charitable donations.
  • Estate planning can and should be used by anyone—not just the ultra-wealthy.

Why We Are The Best Choice for Estate Planning

Our process is very cost effective, and documents are specific to your state as determined in the questionnaire. All of the language was provided by Estate Planning attorneys to our team of software developers. It is written in terms that are simple to understand, so you don't need an attorney to do it for you. You are able to keep your documents current without having to pay high legal fees.

6 Questions for Aging Parents

If either parent is showing signs of forgetfulness, the clock is ticking on getting their affairs in order. Be sure to watch this video for pointers on how to have a conversation to find out if they have a plan in place. 

What is Probate and How Can It Be Avoided

The cost to probate is very expensive and, in most states, can take a long time. Another problem is probate records are public, meaning your information and your beneficiaries' information is not private. Learn what you can do now to avoid probate court and keep your information private.

There is a Storm Coming

The greatest transfer of wealth is about to happen in human history. Without proper planning this transfer can cause more harm than good. Protect your families' legacy for generations to come.

Living Benefits

Do you have the old type of life insurance that only pays out after you've passed away, or do you have the new kind that includes living benefits? Living benefits are an incredible feature that many people are unaware of. If you have a qualified condition, you can access the money in your life insurance policy and use it for things like bills, alternative treatments that are not covered by insurance, or use any way you want, all tax-free!

Did you know that most bankruptcies in the US are filed because of medical bills? When people get sick, they are often unable to work, and it causes financial stress. Don't rely on a Go Fund Me Campaign to fund your medical bills. Get life insurance with living benefits and have the peace of mind of knowing that you won't be a financial burden to your family if you have a qualifying illness or injury. Contact us today to learn more about how we can help you get the protection you need.


Indexed Universal Life

Discover how the landscape of life insurance has transformed over the past 25 years. Indexed Universal Life Insurance (IUL) is a powerful tool that not only captures market growth but also protects against market losses. By providing tax advantages and the potential for a comfortable retirement, IUL offers a unique and effective way to accumulate wealth.

Mortgage Protection

Protecting your home is crucial, and a Mortgage Protection Plan offers a smart and efficient solution. These affordable plans provide a safety net for you and your family, ensuring that you can avoid foreclosure in the face of unexpected events that may impact your ability to make mortgage payments.

College Planning

With tuition costs rising every year, it's crucial to plan effectively for your child's college education. By taking steps to prepare ahead of time, you can help ensure that your future college graduate doesn't start their career buried in student loan debt. Discover how simple planning can make a significant impact in securing a brighter future for your child.

Business Preservation

Business Preservation is the process of creating a plan that ensures the continued operation of a business in the face of unexpected events or situations that could otherwise disrupt its operations or even lead to its closure. It involves identifying potential risks and developing strategies to minimize their impact, as well as ensuring that there are contingency plans in place for key aspects of the business, such as succession planning and key employee retention. The goal of Business Preservation is to protect the longevity of a business and safeguard its assets, reputation, and future growth potential.